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CHIP Premiums

CHIP requires small co-pays as well as premiums of up to $75 per family every three (3) months. The amount of the premium varies depending on income. No family on CHIP will be required to spend more than five percent of their family’s income on premiums, co-pays, and other covered services over the course of a plan year. American Indians do not have to pay premiums or co-pays for services.

The Department of Workforce Service (DWS) Business Office will send an invoice when your premiums are due. You will receive a new invoice every three (3) months, starting with the first month that your child enrolled in CHIP.

If your Premiums are not paid, and your CHIP coverage is going to be canceled, you will be notified. Families with closed accounts for non-payment may come back onto CHIP if they pay within 30 days. Once benefits are canceled, you will have to pay the past due balance before re-applying.

It is very important that you pay your premium on time so there is not a delay in your child’s healthcare. There’s no question that your CHIP coverage is current when you pay on time. If you do not pay it by the due date, a $15 late fee will be changed to your account. You will then have to pay the premium and the late fee to keep your child on CHIP. If you do not pay your premium, your case will be closed.